Products & Services
Our Evolution
When our organization began, in order to help each other, our members "passed the hat" to assist families of deceased members. Soon, however, this became impossible, as the number of our members grew.
Out of this simple process, we've evolved into a modern, dynamic insurance organization, and offer a wide variety of products to suit virtually everyone’s needs.
- Permanent Plans – Policy lasts as long as you live, premium stays the same.
- Whole life insurance
- Discoverer (whole life & term blend)
- Single premium life
- Life paid up at 65
- 20 pay life
- Dual life (2nd to die) & Universal Life (2nd to Die) - with no lapse guarantee if premiums are paid on time)
- Guaranteed Issue whole life ($7,500 AGE 18-54; $5,000 AGE 55-65)
- Term Plans – Policy ends at end of specified term: renewable or convertible.
- Level term insurance – 10, 15, 20 year
- Annual renewable term insurance
- Annuities – Provides an income that is guaranteed for life.
- Flexible premium annuity ($300 minimum to open - Special New Member Annuity: open with $100)
- Immediate annuity
- Vantage Annuity ( $25,000 Min, 5 year lock-in rates, Deposits over $100,000 will earn a bonus interest rate )
- IRA’s (IRA transfers)
- Roth IRA’s
- SEP’s
- TSA’s
- 401k/pension rollovers.
- Long Term Care – Provides funds for long-term, out-of-hospital care.